Pricing · No percentage of funds
Payments settle straight to your own wallets. MainPay charges a flat fee for operational software—never a percentage of the stablecoins your customers send.
Test-mode API keys, signed webhooks, and the Node SDK are free on every plan—finish your integration before you pay. A paid plan unlocks live payments.
Your personal income ledger is always on. Paid plans unlock the opt-in business modules: Invoicing for payment links and reconciliation, and Payouts / AP where pilot access is available.
$290 annually · two months included
$990 annually · two months included
Included on every plan
Every incoming stablecoin payment—amount, asset, network, sender, and time—labelled and exportable.
Customers pay your own receiving wallets. MainPay never custodies or touches the funds.
Email and webhook alerts on every payment event—on every plan, including Free.
Scan a wallet's past activity to see payments that predate your account.
Test-mode API keys, signed webhooks, and the Node SDK—build before you pay.
With Invoicing · paid
Wallet-connect and QR checkout pages, plus shareable payment links—no code required.
Deterministic matching of on-chain payments to invoices, with exportable statements.
Under-, over-, and late payments are flagged with a clear resolution workflow.
No percentage fees
A 1% gateway takes $100. MainPay Starter is $29 flat—about 0.29%.
A 1% gateway takes $500. MainPay stays $29–99 flat—under 0.2%.
A 1% gateway takes $1,000. MainPay Pro is $99 flat—about 0.099%.
200 transfers × 5 minutes of manual matching is about 16 hours of finance work each month. MainPay keeps each payment's operational record together as it arrives.
Pricing questions
No. Customer payments go directly to your receiving addresses. MainPay does not custody the funds or deduct a percentage.
MainPay is non-custodial monitoring and reconciliation—not a full processor. It does not provide fiat conversion, custody, card processing, gateway refunds, sponsored gas, or a general ledger.
Yes. Every plan supports multiple receiving addresses. Limits apply to active address, network, and asset combinations being monitored.
Yes. Upgrades increase limits immediately. Downgrades preserve financial history and never delete existing records.
Existing records remain accessible. MainPay asks you to upgrade before creating an additional workspace, rail, member, or invoice.
Subscriptions are paid in USDC or USDT—no card processor required. Network fees remain the responsibility of the paying wallet.